Post by account_disabled on Nov 25, 2023 7:04:11 GMT
In addition, traditional banks themselves have joined forces with to offer new products and services to their clients. For example, a large part of the bank current agents surveyed already use financial services or fintech products. And although they have fewer products, they have more specificity . Below we present the main areas of action of these companies , as well as the most promising in the world in each branch according to the CBI nsights classification . Bank account With , the current account of the natural or legal person can be digital, without bureaucracy, with all the resources of a traditional version. This means that, being connected to the Internet, it does not matter whether on the computer, tablet or cell phone, the user makes all the financial movements they want.
This includes value transfers, bill payments, balance and Phone Number List statement inquiries, among other functions. In addition, these make everyone's dream come true: a credit card without consent and with lower rates. The card is fully managed by the user through the mobile application. In practice, the client has full control over his trades and can even change his limit. As with other financial services, in the case of the card, the secret of the low cost is in the smaller structure required of the fintech for its operation, once all processes are lean. The main that offer these services are: Nu Bank, N26, Petal, Gimi, Greenlight and Neon . Loans Fintech companies offer loans that can be applied for entirely online, without leaving home.
The client receives the money quickly, in addition to having low interest rates. In addition, this type of fintech manages to bring people who need a loan closer together, with whom they can lend the money with interest well below that of the banks. The main in this branch are: We Lab, GoFundMe, Circle Up, Lu Com, Up Grade, Bread, Be Half, C2FO and Trade Shift. Microinsurance With microinsurance, it is also possible to digitally contract life insurance, health insurance, travel insurance, automobile and other vehicle insurance, business insurance and also residence insurance. All this directly, without intermediaries. In this area the main are: Lemonade . Hippo, Ethos, We Fox, Coalition, BIMA and Spruce . Investments Investment emerged to help people apply capital safely, easily and with optimal profitability.
This includes value transfers, bill payments, balance and Phone Number List statement inquiries, among other functions. In addition, these make everyone's dream come true: a credit card without consent and with lower rates. The card is fully managed by the user through the mobile application. In practice, the client has full control over his trades and can even change his limit. As with other financial services, in the case of the card, the secret of the low cost is in the smaller structure required of the fintech for its operation, once all processes are lean. The main that offer these services are: Nu Bank, N26, Petal, Gimi, Greenlight and Neon . Loans Fintech companies offer loans that can be applied for entirely online, without leaving home.
The client receives the money quickly, in addition to having low interest rates. In addition, this type of fintech manages to bring people who need a loan closer together, with whom they can lend the money with interest well below that of the banks. The main in this branch are: We Lab, GoFundMe, Circle Up, Lu Com, Up Grade, Bread, Be Half, C2FO and Trade Shift. Microinsurance With microinsurance, it is also possible to digitally contract life insurance, health insurance, travel insurance, automobile and other vehicle insurance, business insurance and also residence insurance. All this directly, without intermediaries. In this area the main are: Lemonade . Hippo, Ethos, We Fox, Coalition, BIMA and Spruce . Investments Investment emerged to help people apply capital safely, easily and with optimal profitability.